1. Introduction
At Wealthyneers("we", "our", or "us"), respecting and protecting your privacy is our core commitment. This Privacy Policy explains how we collect, store, utilize, and protect your information when you visit and use our website (wealthyneers.com) and our subscription services.
2. Information We Collect
We collect only the minimal information strictly required to deliver our analytical services:
- Account Information: Your email address and full name (if provided during signup or profile update) required for user authentication, password recovery, and communication.
- Payment & Transaction Identifiers: When you subscribe, our payment partner (Razorpay) generates unique payment and order IDs. We record these transaction reference IDs, subscription start/end dates, and payment status to authorize your report access. We never store credit/debit card details, bank account credentials, or UPI PINs on our servers.
- Technical & Log Data: Standard access logs, browser type, device information, and IP addresses for security monitoring, fraud prevention, and server performance optimization.
3. How We Use Your Information
Your data is processed exclusively for the following operational purposes:
- Authenticating your user session and managing your subscriber permissions.
- Processing subscription payments and validating active access to Reports 1 through 6.
- Sending critical transactional notices (account verification, password reset links, billing confirmations).
- Maintaining the security, performance, and integrity of the platform.
We do NOT sell, rent, monetize, or share your personal contact information with third-party advertisers or data brokers.
4. Third-Party Service Providers
We partner with vetted, industry-leading infrastructure and payment partners:
- Supabase Inc.: Cloud database and authentication infrastructure providing encrypted user storage and Row Level Security.
- Razorpay Software Pvt. Ltd.: RBI-authorized payment aggregator managing checkout, UPI, cards, and net banking transactions under PCI-DSS Level 1 compliance.
5. Data Security & Retention
We implement strict security measures, including HTTPS/TLS 1.3 encryption across all website routes, strict HTTP security headers (anti-clickjacking, MIME protection), and server-side cryptographic signature verification for all payment webhooks.
We retain account data for as long as your account is active or as necessary to comply with applicable statutory accounting and tax regulations.
6. Your Rights & Choices
You have full control over your personal account details:
- You can view and update your personal information or change your password at any time via your Profile Page.
- You can request a copy of your account data or request account deletion by emailing our privacy team.
